What does bad driving cost you?

More than just points

As drivers on the road, we have a tacit agreement to obey all laws, rules, and regulations. Many laws are abided, such as not driving under the influence. However, some laws are routinely broken such as speed limit violations.

Regardless, bad driving has consequences.

Speed limit violations are seemingly easy to do. All it takes is running a few minutes late to tick our speedometers above the posted limit.

With a minimum of 3 points and fine of £200, speeding can really cost you. In fact, the maximum fine goes all the way up to £1,000. If you’re caught speeding on a motorway, it could cost you up to £2,500. Here’s how the points and fines are broken down:

  • 1 – 10 mph over (Band A): 25-75% of weekly wage, plus 3 points
  • 11 – 21 mph over (Band B): 75-125% of weekly wage, plus 4 to 6 points (points alternative: 7-28 days disqualification)
  • 21+ mph over (Band C): 125-175% of weekly wage, plus 6 points (points alternative: 7-56 days disqualification)

Of course, you may be able to take a speed awareness course to offset points for driving penalties. You’re allowed up to 12 points on your licence within a three-year period before it’s revoked.

And your wallet doesn’t just take a temporary hit with the fine. Speeding violations can increase your insurance premium when you renew or take out a new policy.

Points and fines for speeding aren’t in place for the government and insurance companies to cash in; there are immediate and serious consequences to speeding. The faster you drive, the harder it is to stop, making it even more important to ensure your vehicle is roadworthy. Plus, the impact from a collision while speeding is more likely to cause serious injury or even death.

Things get complicated when someone is involved in a collision while driving for work. In the event of death in this scenario, an organisation or company may be found guilty of corporate manslaughter. As a result, the organisation can experience unlimited fines, publicity orders, and remedial orders.

The latter requires the organisation to immediately remedy management failure. Covering those who drive for work, this could include revising the company driving policy, assignments of tasks which include driving, and more.

For the publicity order, the court may require the organisation to publicise the offence. This would include the fine(s), remedial orders, and all the details. This can have a profound effect on the success of an organisation or company.

It’s imperative for an organisation to keep track of employees and contractors who are driving for work.

Completing routine licence checks and ensuring your employees are aware of the company driving policy are two great ways to keep track.

There are many ways to do this but it can be time-consuming and difficult to keep on top of it all, especially if this is in addition to other responsibilities. Get in touch with Ambit for some FREE, no obligation advice on how to make these tasks hassle-free.